About Vyaparavijayam
Building financial independence and credit access for Kerala’s merchants, small businesses, and households for over 25 years.
Empowering Kerala’s Enterprise Ecosystem Since 1998
VYAPARAVIJAYAM TRADES & AGENCIES PVT. LTD. is an upcoming and renowned Non-Banking Financial Company (NBFC) incorporated under the Companies Act 1956 on 28th January 1987 by the great visionary legend of Vyaparavijayam Group. Headquartered in Thrissur, Kerala, the company serves over 50,000 satisfied customers across Kerala with transparent Gold Loans, Business Loans, Property Loans, and Personal Loans under various customer-centric schemes.
Vyaparavijayam Trades & Agencies Pvt. Ltd., Adam Bazar Building, Eastern Rice Bazar Street, Thrissur – 680001, Kerala, India.
Corporate Governance Snapshot
Our Vision
To be the most trusted and customer-centric Non-Banking Financial Company in Kerala, empowering individuals, families, and regional businesses through structured, responsible, and accessible financial solutions.
Our Mission
Guided by three core principles: Integrity in conduct, Excellence in execution, and Responsibility in growth. We focus on long-term value creation for customers, employees, investors, and the communities we serve.
Our Core Pillars & Operating Principles
Integrity in Conduct
Strict adherence to RBI compliance, corporate governance standards, and full transparency in all customer agreements.
Excellence in Execution
Well-equipped tech-savvy team to handle routine as well as special financing requirements with speed.
Responsibility in Growth
Prudent risk governance, internal & statutory audits, and CRISIL B+ (Stable) credit rating reliability.
Customer-Centric Heritage
Over 4 decades of trusted service supporting a group customer strength exceeding 50,000 borrowers across Kerala.
Board of Directors
Experienced banking veterans, financial auditors, and legal professionals steering Vyaparavijayam.
Mr. ABY ANTO
Over 4 decades of distinguished legacy grounded in trust, prudence, and enduring stakeholder relationships. Driven by a vision of empowering lives through structured and accessible finance.
Vyaparavijayam Board of Directors
Supported by internal and statutory audits, tech-savvy management, and experienced credit appraisal committees.
Our Journey Through the Years
Incorporation
Incorporated under the Companies Act 1956 by the legend of Vyaparavijayam Group in Thrissur.
Diversification into Credit
Diversified activities from securities into Gold Loans, Property Loans, Business Loans, and Hire Purchase.
RBI NBFC Registration
Granted RBI Registration Certificate No: B.1600174 by the Reserve Bank of India.
CRISIL B+ Stable Rating & 50K+ Customers
Awarded CRISIL B+ (Stable) financial rating, surpassing 50,000+ customer strength across 38+ Kerala branches.