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High GrowthID: p-business-loan
Business Loan
Fuel your business growth with a business loan from Vyaparavijayam. Whether you need to stock seasonal inventory, purchase equipment, or manage cash flow gaps, our business loans offer customized repayment structures suited to local merchant cycles.
Interest Rate13.5% - 19.5% p.a.
Loan Amount₹50,000 - ₹50 L
Max Tenure60 Months
Pre-closure Fee0% Penalty
Key Benefits & Features
- Collateral-free and secured loan options available
- Flexible repayment terms matching business seasonal cash flows
- Quick credit appraisal based on banking & GST transactions
- Simple documentation with minimal financial audit friction
- Dedicated relationship manager for business consultation
Eligibility Criteria
- Sole proprietorships, partnerships, or PVT LTD companies operating for 2+ years
- Minimum annual business turnover of ₹10 Lakhs
- Satisfactory CIBIL score (675+ recommended)
- Business registered within operational coverage districts in Kerala
Required Documents Checklist
1PAN Card of Business Entity & Partners/Proprietor
2Business Proof (GST Registration, Trade License, or Shop Act Certificate)
3Bank Statements for the last 12 months
4Income Tax Returns (ITR) for last 2 years with computation
Calculate Repayments
Loan EMI & Interest Calculator
Instant repayment estimation with zero hidden fees
Frequently Asked Questions (Business Loan)
What is the maximum loan amount I can get?
You can apply for up to ₹50 Lakhs depending on business turnover, banking cash flows, and credit assessment.
Ready to Apply for Business Loan?
Submit your contact details or visit our nearest branch in Thrissur or across Kerala for instant credit evaluation.