Back to All Products
Vyaparavijayam CreditID: p-personal-loan
Personal Loan
Personal loans are a great way to get the money you need to cover unexpected medical emergencies, home renovation, education, or wedding expenses. Enjoy hassle-free credit approval, fixed monthly EMIs, and transparent processing.
Interest Rate12.0% - 18.0% p.a.
Loan Amount₹25,000 - ₹10 L
Max Tenure48 Months
Pre-closure Fee0% Penalty
Key Benefits & Features
- Zero collateral or guarantor required
- Doorstep service and online document submission
- Fixed monthly installment options with clear repayment schedules
- Pre-approved offers for existing Vyaparavijayam customers
Eligibility Criteria
- Salaried individuals or self-employed professionals aged 21 to 58 years
- Minimum monthly net salary/income of ₹18,000
- Minimum 1 year continuous employment or business practice
Required Documents Checklist
1KYC Documents (PAN Card, Aadhaar Card)
2Salary Slips for last 3 months (Salaried) or Form 16
3Bank Statements for last 6 months showing salary credit
Calculate Repayments
Loan EMI & Interest Calculator
Instant repayment estimation with zero hidden fees
Frequently Asked Questions (Personal Loan)
How fast is personal loan disbursal?
Once documents are verified and credit check is complete, funds are directly transferred to your bank account within 24 to 48 hours.
Ready to Apply for Personal Loan?
Submit your contact details or visit our nearest branch in Thrissur or across Kerala for instant credit evaluation.