Disclosures & Statutory Downloads
Access audited financial statements, annual reports, liquidity metrics, and RBI regulatory disclosures published by Vyaparavijayam.
Annual Reports
FY 2023 - FY 2025
Financial Statements
Audited & Half-Yearly
RBI Disclosures
Rates & ALM Reports
Governance Statements
Board Composition
Published Financial & Regulatory Files
Click download to inspect official PDF publications
Annual Report FY 2024-2025
Comprehensive financial performance, board report, auditor disclosures, and governance statement for FY 2024-25.
Audited Financial Statements FY 2024-2025
Audited Balance Sheet, Profit & Loss Statement, Cash Flow Statement, and Auditor Notes for the year ended March 31, 2025.
Half-Yearly Financial Results (H1 FY 2025-2026)
Unaudited half-yearly financial statement for the period ended September 30, 2025.
RBI Interest Rate Schedule & Schedule of Charges
Mandatory public disclosure of interest rate bands, processing fee grids, penal charges, and valuation fees across all loan products.
Liquidity Risk Management & ALM Disclosure Q3 FY 2025-26
Asset Liability Management (ALM) structural liquidity indicators, concentration risk metrics, and high-quality liquid asset (HQLA) ratios.
Annual Report FY 2023-2024
Annual director report, audited financial tables, and operational review for financial year 2023-24.
Corporate Governance & Board Composition Disclosure
Statutory disclosure detailing Board member profiles, independent directorships, committee memberships, and meeting attendance records.