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Long TermID: p-property-loan
Property Loan
Buying a property is one of the biggest financial decisions you will ever make. Vyaparavijayam Property Loans provide structured long-term credit against residential or commercial properties to fund business expansion or personal requirements.
Interest Rate11.5% - 17.0% p.a.
Loan Amount₹1,00,000 - ₹100 L
Max Tenure120 Months
Pre-closure Fee0% Penalty
Key Benefits & Features
- Loans against residential, commercial, or agricultural land property
- Higher loan quantum up to ₹1 Crore for verified property titles
- Longer tenure up to 10 years to minimize EMI burden
- Transparent legal & technical property appraisal
Eligibility Criteria
- Property owners with clear marketable title deeds
- Satisfactory income proof and repayment capacity
- Property located within municipal limits in Kerala
Required Documents Checklist
1Property Sale Deed & Encumbrance Certificate (EC)
2Possession Certificate & Location Sketch
3KYC & Income Proof of Property Owner
Calculate Repayments
Loan EMI & Interest Calculator
Instant repayment estimation with zero hidden fees
Frequently Asked Questions (Property Loan)
What property types are accepted as security?
Residential plots, houses, commercial buildings, and clear title land within Kerala state boundaries.
Ready to Apply for Property Loan?
Submit your contact details or visit our nearest branch in Thrissur or across Kerala for instant credit evaluation.